ABOUT CAPITAL CLASS

Capital Class Funds – The Best of Both Worlds For Mutual Fund Investors
Whether you are saving for retirement in a Registered Retirement Savings Plan (RRSP) or putting money aside in a non-registered investment account, Mackenzie Capital Class Funds provide benefits never before available in a single group of mutual funds. Comprised of more than 50 equity, bond-like and money-market like investments guided by leading domestic and international money managers, Mackenzie Capital Class Funds bring new meaning to the term "tax efficient".

Capital Class Funds – The Structure, The Benefits
Mackenzie’s complete line of Capital Class Funds is structured as a single mutual fund corporate structure. This is different from typical mutual fund trusts that are structured as a single fund unit. When an investor purchases one of the Capital Class Funds, they are essentially buying into a group of funds rather than a single mutual fund. Since all of the Capital Class Funds are part of the same corporate structure, investors are able to switch from one Capital Class Fund to another without triggering a taxable disposition. This is not the case if investors move from one mutual fund trust to another. Investors need financial flexibility to re-adjust their portfolio to suit lifestyle and financial planning goals. Mackenzie Capital Class Funds are designed to give taxable investors the freedom to move from fund to fund without realizing a capital gain. Investors no longer have to stay locked in a single fund to avoid tax consequences.

The Choice is Clear
No other group of mutual funds available to Canadian investors offers the same level of flexibility and choice for both registered and non-registered investors.

Flexibility – a wide selection of funds lets you build the right portfolio for your unique investment needs.

Tax Efficiency – the ability to switch funds on a tax-deferred basis means you can adjust your portfolio when you want, how you want, to meet your investment objectives. There is also the possibility you will be in a lower tax bracket when you decide to incur the tax liability, thus reducing taxes further.

Selection – over 50 equity, bondlike and money market-like investment mandates guided by leading domestic and international money managers.

Speak to your financial advisor about the benefits of owning Mackenzie Capital Class Funds.