Product Synopsis

Our registered plan loans are a quick, simple and secure alternative to the banks and other lending institutions. Term options range from one to 10 years, with rates as low as Prime – 1.00%.

Eligible Registered Plans

• MRS RRSP or Mackenzie RRSP: Applicable for self-directed (MRS accounts only), individual, spousal or group plans.
• Mackenzie RESP: Applicable for individual or family plans.

RRSP Loans & RESP Loans are provided by M.R.S. Trust Company ("MRS Trust"), a federally regulated trust company and an affiliate of Mackenzie Financial Corporation and MRS. The term "MRS" refers to any of M.R.S. Inc. (an MFDA member), M.R.S. Securities Services Inc. (an IDA member, member CIPF), and M.R.S. Correspondent Corporation (an AMF dealer operating in Quebec).